Mortgage loan calculator – free – private

Mortgage loan calculator – home loan simulation

Mortgage payment calculator: about: Here you can quickly try out “how much can I borrow for the purchase of a house (house, apartment, … also usable for car loan)”. This without a bank = free, and completely private! You do not have to provide personal information for this mortgage loan calculator. How do I calculate my mortgage payment? Just fill the numbers in the calculator: how much you borrow. And what interest is charged. You choose how many months you want to pay off your loan. And then you click on the calculate button and you will see how much you pay off per month. And also the total down payment per year. And how much your house will cost in the end (the total mortgage down payment of your loan). This mortgage calculator is valid for all country’s: USA, UK, Canada, Australia, Belgium, Netherlands,….

mortgage loan calculator. Here you can quickly try out "how much can I borrow for the purchase of a house (house, apartment, ... also usable for car loan)." This without a bank. And completely private! You do not have to provide personal information for this mortgage loan calculator. - home loan calculator - loan for house calculator
Free – mortgage loan calculator – repayment simulation

how much can i borrow for my house:

Mortgage loan simulation calculator
(monthly repayment and total loan kost)

how much mortgage you loan.
Year interest (ex. 2.25 – use digital point
no comma!)
Total months repayment.
(so 10 year loan = 120 , 15 year loan= 180, 30 year loan=360 ,…).

Outcome Month Repayment of your mortgage loan:
Total yearly repayment :
Total repayment :
((Note: use a decimal point instead of comma))

Loan simulation: Pay attention to the total !!!

How much can I borrow for my mortgage?: As you can see, you pay as much as you want each month 🙂 Just adjust the term of the loan. BUT as the mortgage loan calculator shows you, you pay less per month. But does increase the total amount to be paid. (Because you then pay interest on your home loan for more months.) So pay attention to this when you compare loans. That is important if you want to take out a loan for your house. Because a bank can ask for a lower interest. But if you want to compare that, you have to make sure that you speak about the same term.

How much home loan can i get?

You can also test that with this free mortgage loan calculator. The bank usually advises to spend a maximum of 1/3 of your income on your loan. So change the length of your loan and how much you borrow. Until the result is at most your limit.

This is if you are single. As a couple you can of course go higher because you have common costs. Heating a house for 1 person only costs the same as for 2 people 😉

Example mortgage loan cost. – home loan repayment table.

What is the monthly payment on a 500k mortgage?at 4%
30 year loan fixed rateper month: 2,387.08total payed: 859,347.53
20 year loan fixed rateper month: 3,029.9total payed: 727,176.4
What is the monthly payment on a 200k mortgage?at 4%
30 year loan fixed rateper month 954.83total payed: 343,739.01
20 year loan fixed rateper month: 1,211.96total payed: 290,870.56
What is the monthly payment on a 500k mortgage?at 2%
30 year loan fixed rateper month: 1,848.1total payed: 665,315.05
20 year loan fixed rateper month: 2,529.42total payed: 607,060
What is the monthly payment on a 200k mortgage?at 2%
30 year loan fixed rateper month: 739.24total payed: 266,126.02
20 year loan fixed rateper month: 1,011.77total payed: 242,824

cheapest mortgage loan.

You can use this repayment calculator for any loan where you pay the same amount every month (fixed rate loan mortgage). But you can still reduce your total amount if you ask the bank for a loan with a fixed capital repayment. With this you pay more per month in the beginning. But because you pay off the capital faster, you pay less interest every month. So you pay less every month. And the total you pay is also less. Moreover, by then the money is worth less! So that’s a profit twice. Because you then pay less for your loan and by that time your wages have risen 🙂


The End. loan for house calculator – mortgage simulation.

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This loan calculator in Dutch (Nederlands) : Lening simulatie